Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and K4 Minds LLP ("Company," "VenturePulse," "we," "us," or "our"), a Delaware corporation, regarding your access to and use of the VenturePulse platform available at https://venturepulse.app and all associated services, features, content, and applications (collectively, the "Service").

BY ACCESSING, BROWSING, OR USING THE SERVICE IN ANY MANNER, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. If you do not agree to these Terms, you are prohibited from accessing or using the Service and must discontinue use immediately.

Legal Capacity: You represent and warrant that you are at least 18 years of age and have the legal capacity to enter into this agreement. If you are accessing the Service on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.

Modification and Updates: We reserve the right to modify these Terms at any time without prior notice. Material changes will be effective upon posting to the Service. Your continued use of the Service after any modification constitutes acceptance of the modified Terms. We recommend reviewing these Terms periodically.

2. Service Description and License

Service Overview: VenturePulse is a proprietary Software-as-a-Service (SaaS) platform that provides AI-powered business intelligence, automated business analysis, comprehensive market research, financial modeling, pitch deck generation, social networking features, and related entrepreneurial tools and services.

License Grant: Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license during the term of your subscription to access and use the Service solely for your lawful internal business purposes.

License Restrictions: This license expressly excludes any right to:

• Resell, redistribute, rent, lease, or sublicense the Service or any portion thereof
• Use the Service for competitive analysis or to develop competing products or services
• Reverse engineer, decompile, disassemble, or derive source code from the Service
• Use automated systems, bots, or scripts to access the Service beyond normal usage patterns
• Remove, alter, or obscure any proprietary notices or labels
• Access the Service for benchmarking or performance testing purposes
• Circumvent or disable any security features or access controls
• Use the Service in any manner that violates applicable laws or regulations

Service Availability: The Service is provided on an "as available" basis. We do not guarantee continuous, uninterrupted, or secure access to the Service. The Service may be subject to limitations, delays, and other problems inherent in the use of the internet and electronic communications.

3. User Accounts and Security

Account Registration: To access certain features of the Service, you must create an account by providing accurate, complete, and current information. You are responsible for maintaining the accuracy of your account information and updating it as necessary.

Account Security: You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Use a strong, unique password for your account
• Not share your account credentials with any third party
• Immediately notify us of any unauthorized access or security breach
• Log out of your account when not in use
• Be responsible for all activities under your account, whether authorized or not

Account Suspension and Termination: We reserve the right, in our sole discretion, to:

• Refuse service to anyone for any reason
• Suspend or terminate accounts immediately for violations of these Terms
• Reclaim inactive accounts after 12 months of inactivity
• Modify account features, limitations, or access levels at any time
• Require additional verification for account access
• Disable accounts pending investigation of suspected violations

Account Deletion: Upon termination of your account, you will lose access to all content, data, and information associated with your account. We may retain certain information as required by law or for legitimate business purposes.

4. Payment Terms and Billing

Subscription Plans: The Service is offered under various subscription plans with different features and pricing tiers. Free tier users have limited access to features. Paid subscribers receive enhanced features as described in their specific plan.

Payment Obligations: All subscription fees are due in advance and are non-refundable except as expressly stated in these Terms or required by applicable law. Monthly subscription fees are billed monthly and automatically renew unless cancelled. Annual subscriptions are billed annually and automatically renew unless cancelled.

Payment Authorization: By providing payment information, you:

• Authorize us to charge your payment method for all applicable fees and taxes
• Represent that you are authorized to use the payment method provided
• Agree to maintain valid payment information during your subscription
• Authorize automatic recurring charges for subscription renewals
• Accept responsibility for all charges incurred under your account

Price Changes: We may modify subscription pricing at any time with 30 days' written notice via email or in-app notification. Price changes will take effect at your next billing cycle. Continued use of the Service after price changes constitutes acceptance of the new pricing.

Failed Payments and Delinquent Accounts: If payment fails or your account becomes delinquent:

• We may immediately suspend or downgrade your service
• You remain liable for all unpaid amounts plus applicable late fees
• We may charge collection costs and reasonable attorney fees
• Your account may be terminated after 30 days of non-payment
• We may use third-party collection agencies to recover unpaid amounts

Cancellation and Refunds: You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. No refunds will be provided for unused portions of prepaid subscriptions, except as required by applicable law or in cases of service unavailability exceeding 7 consecutive days.

Taxes: All fees are exclusive of applicable taxes, duties, and levies. You are responsible for paying all applicable taxes related to your use of the Service.

5. Prohibited Uses and Conduct

You agree not to:

• Violate any applicable laws, regulations, or third-party rights
• Use the Service for any unlawful, harmful, or fraudulent purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers/networks connected to the Service
• Upload, transmit, or distribute any viruses, malware, or malicious code
• Circumvent any security measures or access controls
• Use the Service to compete with us or develop competing products
• Scrape, crawl, or systematically extract data from the Service
• Impersonate others or provide false information
• Transmit spam, advertising, or promotional materials without permission

Violation of these terms may result in immediate account termination and legal action.

6. Intellectual Property Rights

Company IP: The Service, including all software, algorithms, designs, trademarks, and content, is proprietary to VenturePulse and protected by intellectual property laws. No rights are granted except as explicitly stated in these Terms.

User Content: You retain ownership of content you submit but grant us a worldwide, royalty-free, perpetual license to use, modify, distribute, and display such content as necessary to provide the Service and improve our algorithms.

Feedback: Any feedback, suggestions, or ideas you provide become our property and may be used without compensation or attribution.

7. AI-Generated Content and Disclaimers

AI Technology: The Service utilizes advanced artificial intelligence and machine learning technologies, including but not limited to large language models, to generate business analyses, market research, financial projections, and other content. You acknowledge and agree that:

• AI-generated content is algorithmically produced and may contain errors, inaccuracies, or biases
• AI outputs are for informational and educational purposes only
• AI-generated content does not constitute professional advice of any kind
• Results may vary and are not guaranteed to be accurate, complete, or suitable for your specific needs
• You must independently verify all AI-generated information before making business decisions
• AI analysis should supplement, not replace, professional judgment and expertise
• We continuously improve our AI systems, but cannot guarantee perfect accuracy

Data Training and Privacy: Your inputs and interactions with the Service may be used to improve our AI systems, subject to our Privacy Policy. We do not share your specific business information with third-party AI providers for model training purposes.

AI Content Ownership: AI-generated content produced by the Service is provided to you for your use, but we retain no ownership rights in the output. However, you acknowledge that similar outputs may be generated for other users based on similar inputs.

No Professional Advice: The Service does not provide legal, financial, investment, tax, accounting, or other professional advice. AI-generated content should not be relied upon as a substitute for professional consultation. Always consult qualified professionals for specific guidance regarding your business, legal, or financial matters.

Limitation of AI Liability: We disclaim all liability for decisions made based on AI-generated content. You use AI-generated content at your own risk and are solely responsible for any consequences arising from reliance on such content.

8. Service Availability and Modifications

Service Availability: We strive for reliable service but do not guarantee uninterrupted availability. We may perform maintenance, updates, or modifications that temporarily affect service.

Modifications: We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without prior notice. We are not liable for any modification, suspension, or discontinuation.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VENTUREPULSE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or business opportunities
• Data loss or corruption
• Business interruption or downtime
• Cost of substitute goods or services
• Reputational harm or loss of goodwill

TOTAL LIABILITY CAP: Our total liability for all claims arising from or related to the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT OF THIRD-PARTY RIGHTS
• UNINTERRUPTED, ERROR-FREE, OR SECURE OPERATION
• ACCURACY, COMPLETENESS, OR RELIABILITY OF CONTENT
• RESULTS OR OUTCOMES FROM USING THE SERVICE

Some jurisdictions do not allow warranty disclaimers, so some of the above may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless VenturePulse and its officers, directors, employees, and agents from all claims, damages, losses, and expenses (including reasonable attorney fees) arising from or related to:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Content you submit to the Service
• Any negligent or wrongful acts or omissions

12. Data Processing and User Content

User-Generated Content: You may submit, upload, or provide content to the Service, including business ideas, descriptions, financial data, and other information ("User Content"). You retain ownership of your User Content, but grant us certain rights as described herein.

License to User Content: By submitting User Content, you grant VenturePulse a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content in connection with the Service and our business, including for improving our AI systems and algorithms.

Content Restrictions: You represent and warrant that your User Content:

• Does not violate any third-party rights, including intellectual property rights
• Does not contain confidential information you are not authorized to share
• Does not contain personally identifiable information of third parties
• Does not violate applicable laws or regulations
• Does not contain harmful, offensive, or inappropriate content
• Is accurate and not misleading

Data Backup and Recovery: While we implement reasonable backup procedures, you are responsible for maintaining your own backups of important data. We are not liable for data loss or corruption.

Content Monitoring: We reserve the right, but do not have the obligation, to monitor, review, or moderate User Content. We may remove or disable access to content that violates these Terms or applicable law.

13. Export Control and Compliance

Export Compliance: The Service may be subject to export control laws and regulations. You agree to comply with all applicable export control laws and regulations, including those of the United States and other jurisdictions.

Prohibited Jurisdictions: You may not access or use the Service from countries subject to comprehensive trade sanctions or embargoes. We reserve the right to restrict access from certain jurisdictions.

Anti-Money Laundering: You represent that you are not on any government watch lists or subject to sanctions, and you will not use the Service for money laundering or other illegal activities.

14. Force Majeure and Business Continuity

Force Majeure: We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, governmental actions, internet or telecommunications failures, or other force majeure events.

Business Continuity: We maintain reasonable business continuity and disaster recovery procedures, but do not guarantee uninterrupted service availability.

15. Termination

Termination by User: You may terminate these Terms at any time by discontinuing use of the Service and closing your account. Termination does not relieve you of payment obligations for services already provided.

Termination by VenturePulse: We may suspend or terminate your access to the Service immediately, with or without cause, including for:

• Breach of these Terms or our policies
• Non-payment of fees
• Violation of applicable laws or regulations
• Misuse of the Service or security concerns
• Extended periods of inactivity
• Business or technical reasons

Effect of Termination: Upon termination:

• Your right to access and use the Service ceases immediately
• All licenses granted under these Terms are revoked
• You must cease all use of the Service and destroy any downloaded materials
• We may delete your account and associated data after a reasonable period
• Outstanding payment obligations remain due and payable
• Provisions regarding liability, indemnification, and dispute resolution survive

Data Retrieval: Upon termination, you may request export of your data within 30 days. After this period, we may permanently delete your data without further notice.

16. Dispute Resolution and Arbitration

Binding Arbitration: Any dispute arising from these Terms shall be resolved through binding arbitration under the rules of the American Arbitration Association, rather than in court. The arbitration will be conducted in English and governed by the laws specified below.

Class Action Waiver: You agree not to participate in class actions, class arbitrations, or representative actions against us.

17. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Delaware, United States, without regard to conflict of law principles. Any disputes not subject to arbitration shall be resolved in the state or federal courts of Delaware, and you consent to jurisdiction and venue in such courts.

18. General Provisions

Severability: If any provision is invalid or unenforceable, the remainder of these Terms remains in effect.

Assignment: We may assign these Terms without notice. You may not assign your rights without our written consent.

Entire Agreement: These Terms constitute the entire agreement between you and VenturePulse regarding the Service.

Force Majeure: We are not liable for delays or failures due to circumstances beyond our reasonable control.

19. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be effective 30 days after notice is provided through the Service or via email. Your continued use constitutes acceptance of the modified Terms.

20. Contact Information

For questions about these Terms, contact us at:

Legal Inquiries: Contact Form (Legal Inquiry)
Support: Contact Form (Technical Support)
Terms Questions: Contact Form (Terms & Conditions)
General Contact: https://venturepulse.app/contact